---
title: "Create bank account for person"
url: "https://developer-staging.agentsync.io/apis/identity/versions/1ed33a2c-924a-434c-9643-fbc531dea1b8/operations/createPersonBankAccount"
---

> Full API specification: https://developer-staging.agentsync.io/apis/identity/versions/1ed33a2c-924a-434c-9643-fbc531dea1b8.md

# Create bank account for person

`POST` `/v2/persons/{personId}/bank-accounts`

Operation ID: `createPersonBankAccount`

Creates a new bank account for a person

## Path parameters

- `personId` (string, uuid, required) - ID of the person

## Request body (required)

Content types: `application/json`

## Responses

- `201` - Bank account created successfully
- `400` - One or more request fields failed validation
- `401` - No valid bearer token was presented
- `403` - The token does not carry the required scope
- `404` - The requested resource does not exist or is not visible to the caller
- `429` - Rate limit exceeded. The caller has exceeded the maximum number of requests allowed per rate-limit window for the authenticated credential. NOTE: The response body for this status deviates from the standard V2 error shape ({message, details, code}). The body contains only a top-level "message" string. Clients should treat the Retry-After header as the authoritative retry signal and must not parse the message string.
- `500` - An unexpected server error occurred

## OpenAPI definition

```yaml
openapi: 3.0.1
info:
  title: Identity API
  version: v1.275.8
servers:
  - url: https://api.sandbox.agentsync.io/id
    description: Sandbox server
  - url: https://api.agentsync.io/id
    description: Production server
paths:
  /v2/persons/{personId}/bank-accounts:
    post:
      summary: Create bank account for person
      description: Creates a new bank account for a person
      operationId: createPersonBankAccount
      tags:
        - Bank Accounts
      security:
        - oauth2:
            - identity.profiles.write
      parameters:
        - $ref: "#/components/parameters/PersonIdParam"
      requestBody:
        required: true
        content:
          application/json:
            schema:
              $ref: "#/components/schemas/CreateBankAccountRequest"
      responses:
        "201":
          description: Bank account created successfully
          headers:
            ratelimit-limit:
              $ref: "#/components/headers/ratelimit-limit"
            ratelimit-remaining:
              $ref: "#/components/headers/ratelimit-remaining"
            ratelimit-reset:
              $ref: "#/components/headers/ratelimit-reset"
          content:
            application/json:
              schema:
                $ref: "#/components/schemas/BankAccountResponse"
        "400":
          $ref: "#/components/responses/V2BadRequest"
        "401":
          $ref: "#/components/responses/V2Unauthorized"
        "403":
          $ref: "#/components/responses/V2Forbidden"
        "404":
          $ref: "#/components/responses/V2NotFound"
        "429":
          $ref: "#/components/responses/V2TooManyRequests"
        "500":
          $ref: "#/components/responses/V2InternalServerError"
security:
  - oauth2:
      - identity.profiles.write
components:
  parameters:
    PersonIdParam:
      name: personId
      in: path
      description: ID of the person
      required: true
      schema:
        type: string
        format: uuid
  schemas:
    CreateBankAccountRequest:
      title: CreateBankAccountRequest
      type: object
      required:
        - type
        - holderName
        - number
        - routingNumber
        - bankName
      properties:
        type:
          $ref: "#/components/schemas/BankAccountType"
        holderName:
          type: string
          description: Name of the account holder
          example: Jane Doe
        number:
          type: string
          description: Bank account number (4-17 characters)
          minLength: 4
          maxLength: 17
          example: "1234567890"
        routingNumber:
          type: string
          description: Bank routing number (exactly 9 digits)
          minLength: 9
          maxLength: 9
          example: "021000021"
        bankName:
          type: string
          description: Name of the bank
          example: Chase Bank
        nickname:
          type: string
          description: Optional nickname for the bank account
          example: Main
        primaryAccount:
          type: boolean
          nullable: true
          description: >
            Whether this should become the owner's primary bank account. Setting
            `true` demotes any existing primary for the same owner. Defaults to
            `false` (the owner's first bank account always becomes primary
            regardless of this value). `null` is treated the same as omitted.
          default: false
          example: false
    BankAccountResponse:
      title: BankAccountResponse
      type: object
      properties:
        id:
          type: string
          format: uuid
          description: The unique identifier for the bank account
          readOnly: true
          example: 550e8400-e29b-41d4-a716-446655440000
        type:
          $ref: "#/components/schemas/BankAccountType"
        holderName:
          type: string
          description: Name of the account holder
          example: Jane Doe
        number:
          type: string
          description: Masked bank account number (last 4 digits visible)
          readOnly: true
          example: "****7890"
        routingNumber:
          type: string
          description: Bank routing number
          readOnly: true
          example: "021000021"
        bankName:
          type: string
          description: Name of the bank
          example: Chase Bank
        nickname:
          type: string
          description: Optional nickname for the bank account
          example: Main
        primaryAccount:
          type: boolean
          description: Indicates if this is the primary bank account
          example: true
        createdAt:
          type: string
          format: date-time
          description: Timestamp when the bank account was created
          readOnly: true
          example: 2024-01-15T10:30:00Z
        updatedAt:
          type: string
          format: date-time
          description: Timestamp when the bank account was last updated
          readOnly: true
          nullable: true
          example: 2024-01-15T14:45:00Z
    BankAccountType:
      title: BankAccountType
      type: string
      description: The type of bank account
      enum:
        - SAVINGS
        - CHECKING
      example: CHECKING
    V2Error:
      type: object
      required:
        - message
        - details
        - code
      properties:
        message:
          type: string
          description: Human-readable error summary. Do not parse — use "code" for
            branching.
          example: Validation failed
        details:
          type: array
          description: Per-field validation errors. Empty for all non-400 responses.
          items:
            $ref: "#/components/schemas/V2FieldError"
        code:
          type: string
          description: Stable machine-readable error code.
          enum:
            - validation_failed
            - unauthorized
            - unauthorized_scope
            - resource_not_found
            - conflict
            - unprocessable
            - unsupported_media_type
            - rate_limited
            - internal
          example: validation_failed
    V2FieldError:
      type: object
      required:
        - param
        - message
      properties:
        param:
          type: string
          description: The request field that failed validation
          example: email
        message:
          type: string
          description: Human-readable description of the failure
          example: must not be blank
  headers:
    ratelimit-limit:
      description: >
        Maximum number of requests allowed per rate-limit window for the
        authenticated credential. The value returned in this header is
        authoritative; do not cache it.
      schema:
        type: integer
    ratelimit-remaining:
      description: Number of requests remaining in the current rate-limit window.
      schema:
        type: integer
    ratelimit-reset:
      description: >
        Unix timestamp (seconds) after which at least one additional request
        slot becomes available. In a sliding window this is a hint, not a hard
        reset point — retrying exactly at this instant may still return 429
        under sustained load.
      schema:
        type: integer
    Retry-After:
      description: >
        Minimum seconds to wait before retrying. Use this value directly as your
        retry delay; it already accounts for any server-side backoff.
      schema:
        type: integer
  responses:
    V2BadRequest:
      description: One or more request fields failed validation
      content:
        application/json:
          schema:
            $ref: "#/components/schemas/V2Error"
          example:
            message: Validation failed
            code: validation_failed
            details:
              - param: email
                message: must not be blank
    V2Unauthorized:
      description: No valid bearer token was presented
      content:
        application/json:
          schema:
            $ref: "#/components/schemas/V2Error"
          example:
            message: Authentication required
            code: unauthorized
            details: []
    V2Forbidden:
      description: The token does not carry the required scope
      content:
        application/json:
          schema:
            $ref: "#/components/schemas/V2Error"
          example:
            message: Insufficient scope
            code: unauthorized_scope
            details: []
    V2NotFound:
      description: The requested resource does not exist or is not visible to the caller
      content:
        application/json:
          schema:
            $ref: "#/components/schemas/V2Error"
          example:
            message: Resource not found
            code: resource_not_found
            details: []
    V2TooManyRequests:
      description: >
        Rate limit exceeded. The caller has exceeded the maximum number of
        requests allowed per rate-limit window for the authenticated credential.

        NOTE: The response body for this status deviates from the standard V2
        error shape ({message, details, code}). The body contains only a
        top-level "message" string. Clients should treat the Retry-After header
        as the authoritative retry signal and must not parse the message string.
      headers:
        ratelimit-limit:
          $ref: "#/components/headers/ratelimit-limit"
        ratelimit-remaining:
          $ref: "#/components/headers/ratelimit-remaining"
        ratelimit-reset:
          $ref: "#/components/headers/ratelimit-reset"
        Retry-After:
          $ref: "#/components/headers/Retry-After"
      content:
        application/json:
          schema:
            type: object
            required:
              - message
            properties:
              message:
                type: string
          example:
            message: API rate limit exceeded
    V2InternalServerError:
      description: An unexpected server error occurred
      content:
        application/json:
          schema:
            $ref: "#/components/schemas/V2Error"
          example:
            message: An unexpected error occurred
            code: internal
            details: []
  securitySchemes:
    oauth2:
      type: oauth2
      description: >
        OAuth2 client credentials. The `tokenUrl` below is the SANDBOX token
        endpoint; for production use `https://auth.agentsync.io/oauth2/token`.
        OpenAPI 3.0 permits only one token URL per flow, so both cannot be
        expressed here — see the Authentication section for the full environment
        table.
      flows:
        clientCredentials:
          tokenUrl: https://auth.sandbox.agentsync.io/oauth2/token
          scopes:
            identity.profiles.read: Read access to producer profile resources (V2 customer-facing)
            identity.profiles.write: Write access to producer profile resources (V2 customer-facing)
```
